Welcome to McKinsey Quarterly, the business journal of McKinsey & Company.
MARCH 2011
Emerging technologies could spark product innovations that change the way the industry serves customers. But insurers must match technologies with strategic goals.
JULY 2010
Proposed Basel III rules may protect the system, but at a severe cost to returns on equity and lending capacity.
AUGUST 2010
A volatile new health care environment is emerging in the United States. These are times of trouble—and opportunity—for the payers’ CIOs.
MAY 2010
Why do Asian banks create less value with acquisitions than nonbank investors do?
The development of an automated payment network would reduce bad debt, cut administrative costs, and save billions of dollars.
APRIL 2010
One capital ratio tops others in foreshadowing distress—and it’s not the one that’s traditionally been regulated.
MARCH 2010
Banking giants in emerging markets will probably do well in any likely economic scenario. Other banks face a more challenging future.
Fully 2.5 billion of the world’s adults don’t use banks or microfinance institutions to save or borrow money, but unserved doesn’t mean unservable.
Core banking systems dating from the 1970s are compromising bank performance. However, updating them is becoming less costly and risky.
A distinguished panel of CEOs and business leaders debates the current state of credit, lending, and leverage—and discusses the emerging shape of financial markets, global rebalancing, and regulation.
NOVEMBER 2010
New banking rules will squeeze capital and profits. But there are ways that banks can cope.
By teaming up with retail outlets in low-income, often hard-to-reach areas, financial institutions can create value both for themselves and their new customers.
Top companies in our survey grind down costs by consolidating IT and rationalizing processes. They’re growing faster as well.
Banks that serve midmarket and overseas companies will have opportunities to grow revenues and improve skills.
The right strategy is key to finding success in this growing market.
Now is the time to spot opportunities and risks in the coming boom.
The markets of Southeast Asia offer rapid growth to those with the right skills and preparation.
Uday Kotak of Kotak Mahindra Group and Dato’ Sri Nazir Razak of CIMB Group offer their perspectives on the changing landscape in Asia.
Foreign investors are finding more open doors than in the past. But the way forward is far from clear.
A member of the executive board describes how the Dutch insurance group first transformed its health division and then started to roll out the changes across the entire company.
JUNE 2010
Jacko Maree describes his experiences working with a Chinese investor—the giant Industrial and Commercial Bank of China.
The CEO of one of South Africa’s largest financial-services companies discusses the state of business in Africa.
APRIL 2009
Om Prakash Bhatt discusses the transformation of one of India’s oldest banks and reveals how he managed to bring the company’s 200,000 employees on board.
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